Drought, flood or any climatic disaster makes the farming community more vulnerable. This results in debt and losses. For this particular situation, MANAVLOK has been taken up to help the vulnerable farmers who are not able to buy basic needs (Seeds and Fertilizers) for the coming crop season (Kharif-Rabi Crop). We are proud to see our beneficiaries make use of the schemes properly and on time; they started working in their field without borrowing money for buying seeds and fertilizers.