“Will I be able to get a loan from the bank now? Last year’s Kharif crop did not go well; we have unsold grains and produce from this Rabi season because of the lockdowns. I could sell them now but at a lower price which will not help sustain our needs. If it is sold now, the price will be lower. What should be done? How could I get the money to sow this Kharif crop?” This is a daunting dilemma in most farmers’ minds. MANAVLOK’s Baliraja cooperative society provided 1500 families with very small and marginal land holdings with financial support through farm inputs "Payment without interest". Fertilizers and seeds worth about Rs. 1.5 crores have been provided to 114 farmer groups in 46 villages at no cost during the time of distribution. These farmers repay the amount to MANAVLOK when they get money after selling their produce. Of all the farmers who received this support, 645 beneficiaries’ families are women-run households. This project has been implemented by MANAVLOK for the last 30 years, and not a single beneficiary has ever asked us for a "payment waiver".